“New eligibility criteria starting 1 December 2021 require HCF members to have held pregnancy and birth related cover with HCF for 12 months by the date of the baby’s birth.”
If you are pregnant or planning to get pregnant very soon and planning to take advantage of the going to the San Hospital to have your baby through the HCF No-Gap Pregnancy Swaddle program and are in another fund and have not been with HCF for 12 months, then please book your first antenatal visit with us immediately you are pregnant so we can set you up in the Swaddle program.
You do not need to be any particular gestation to enrol in Swaddle.
After 1st December you will not be able to change from another fund to HCF and take advantage of Swaddle, without this fund transfer being 12 months before your delivery
After the first December you need to be with HCF for 12 months before baby’s birth date not your EDC to be covered. If baby comes early you may not be covered.