Costs: How much will it cost to have a baby?

No Gap private pregnancy care

No Gap private pregnancy care

My previous blog “The cost-of-living crisis is prompting many women to defer having a baby.” has prompted comments and discussion about how women are deferring pregnancies because of current cost of living pressures. That is very sad. When it is on woman’s heart to...

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Financially planning for your pregnancy

Financially planning for your pregnancy

We are getting an increasing number of calls from uninsured women asking how much it will cost to have their babies as private patients. This was expected. More people are dropping out of health funds or not taking up health insurance because of increasing financial...

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We can’t afford to have a baby.

We can’t afford to have a baby.

The cost of essentials has been increasing dramatically. That is putting considerable financial pressure on couples. So many are now struggling to pay their mortgage, rent, electricity and gas bills, food, other essential household goods, etc. It is very difficult...

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Shop around

Shop around

Yesterday a Westmead Public Hospital nurse who I know was telling me her brother’s partner recently had a baby at Westmead Private Hospital. She was not insured. She said she was charged $4000 for her management fee and another $4000 for her delivery fee. The...

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Don’t quit

Don’t quit

I have recently had several uninsured patients deliver where ‘out of pocket’ expenses were far more than they anticipated because of pregnancy complications or adverse health developments not related to pregnancy. While out of pocket expenses in pregnancy are usually...

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Swaddle is ending

Swaddle is ending

Sadly the very popular Swaddle program is ending. The last day for bookings for the HCF - San Swaddle program is 31 January, 2023. That means you must be pregnant and have registered through the San for the Swaddle program before the 1st February 2023. So if you are...

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Swaddle eligibility rules change on 1st December

Swaddle eligibility rules change on 1st December

“New eligibility criteria starting 1 December 2021 require HCF members to have held pregnancy and birth related cover with HCF for 12 months by the date of the baby's birth.” If you are pregnant or planning to get pregnant very soon and planning to take advantage of...

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SAN Swaddle update

SAN Swaddle update

The Hospital advises… After 1 December 2021, patients must have held obstetrics cover exclusively with HCF for 12 months prior to their baby's birth to qualify for the Swaddle program. Previously, patients have been able to switch from a different health fund into HCF...

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Choosing public can be very costly

Choosing public can be very costly

It is that time of year when health funds are about to increase their premiums. This year’s increase thankfully is quite modest. It is the least increase in nearly two decades. The average private health insurance premium will increase by 3.95% from 1st April 2018....

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*Saturday morning appointments are not available for initial antenatal visit.